Our process is structured to explore all available alternatives in crafting a plan design that encourages employee participation while meeting your corporate objectives. Our expertise and experience allow us to recommend a selection of plan design features including the traditional 401(k) profit-sharing plan, as well as age-weighted, new-comparability and safe-harbor plan designs. In addition, we design ERISA 403(b) plans, 457 plans, nonqualified deferred compensation plans, defined benefit plans and cash balance plans.

 
EXPERT PLAN COMPLIANCE AND ADMINISTRATION:

• Compliance Testing - ADP (401(k)), ACP (401(m)), Maximum Deferral Test (402(g)), Maximum Annual Addition Test (415), Top Heavy Test (416), Minimum Coverage Test (410(b))

• Preparation of signature-ready Form 5500 (Annual Reports)

• Preparation of Summary Annual Reports

• IRS tax reporting (Form 1099R)

• Plan level trust accounting